Medicare Advantage Plans:

Choose from quality insurance carriers like Cigna, Health Net, Humana and More. You may qualify for 0.00 monthly premium plans. Choose from three different plan designs Health Maintenance Organizations (HMO) Preferred Provider Organizations (PPO) or Private Fee For Service (PFFS). These plans may include Part D drug coverage.

• HMO selections from Cigna, and Health Net
• PPO selections from Health Net and Humana
• PFFS from Cigna and Humana.

Enrollment periods apply to all Medicare Advantage plans.

Medicare Supplement Plans:

Choose from leading brands like AARP, Blue Cross and Blue Shield or Arizona and Mutual Of Omaha.

Medicare supplements or MediGap plans work with your original Medicare Part A & B. The plans are standardized for simplicity. Medicare supplement plans are defined by letters A-L. The plans are the same with all insurance providers. The only variable is the monthly premium and the quality of the insurance company. The plans do not include Part D drug coverage, but you can enroll in a stand alone drug plan for your part D requirement from any insurance company that offers part D.

Stand Alone Part D drug plans:

Offering part D choices from Cigna, Coventry Health Net, and Humana.

The Medicare Prescription Drug Program (Part D) is insurance offered by the federal government and sold through private companies that helps pay for prescription drugs. The Medicare Prescription Drug Program became available to all Medicare beneficiaries on January 1, 2006. Stand Alone drug plans (PDP) are for RX only. The PDP plans are the result of The Medicare Prescription Drug, Improvement and Modernization Act of 2003, a federal law that brought the most dramatic changes to the Medicare program since it began in 1965.

Medicare

This is the health insurance program run by the federal government for people age 65 and older, people with certain disabilities, and people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or kidney transplant).

Medicare Advantage Plans

These are health plans that are offered by private insurance companies that contract with Medicare to provide Medicare coverage. Depending on where the beneficiary lives, Medicare Advantage Plans may be available both with and without Part D plans. Medicare Advantage Plans are also called Medicare Health Plans. The Medicare Advantage Plans used to be called the Medicare+Choice plans.